For a moment, my life was separated into before and after. After the first surgery, doctors told me I would never walk again. And at that moment, they were right. But I proved that nothing is impossible. Now I am doing more than just working. I even got back into sports and dance!

But I do remember that evening. I was lying on the street, watching cars go through, and I was scared they would not notice me and would just run over me. My body was paralysed by pain, so I couldn’t move. I even gave a command to my hand to move, but because I was paralysed by pain, I couldn’t. I thought I was completely smashed. But, thank God, only my right foot was crushed.

One Balinese guy named Roi took me from the street. I was bleeding and I could see my bones. I thought that this only happens in movies. We always think it happens only in movies or to someone else.
I was lucky. After that, many people learned about my story. My insurance first gave a guarantee. After they saw the hospital prices, they said they would not pay. This was true even though my insurance limit was €30,000. I am still arguing with them.
Unfortunately, I know some cases like mine where people didn’t survive. But that is another story.


After everything I went through – three different hospitals, three surgeries, more than $62,000 spent, infection – many people started referring others to me if someone got into trouble in Bali. I have helped more than 40 people in Bali and Thailand cope with obstacles after accidents as much as I could.

I also completed full insurance agent training in Ukraine, but I didn’t stop there. I continued testing insurance providers. I compared prices, terms, special conditions for Asia, and the reliability of each company. And I chose Genki.

In this blog you will find answers to these topics, and also a bit about life in Asia.

Thank you for your trust!

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